Making global P2P transfers using your Visa card is a efficient way to send and receive money across borders without needing a bank account in the recipient’s country. Top peer-to-peer services like Wise, Zelle, Revolut, and PayPal support Visa card linking, making it straightforward to move money internationally.

To get started confirm international transaction permissions are active. If you’re unsure, contact your bank, as not all Visa cards permit cross-border use. Next, register on a cross-border platform that is available in your region and the recipient’s.

During registration, you’ll be asked to link your Visa card as a funding source. This enables direct charges to your card instead of a bank account, avoiding traditional bank transfers. When making a payment, input their registered contact info, and specify the amount in their local currency.

The platform will automatically convert the currency using real-time exchange rates, often at lower spreads than conventional wire services. Be aware some services levy additional costs for card-based funding, particularly for expedited transfers. Always compare fees and exchange rates before confirming the transaction.

Once sent, the recipient can withdraw the money to their local bank account, use it within the app, or خرید ویزاکارت link it to their card for instant access.

Maintain a log of all transfers for personal accounting and to address errors. Also, note that your issuer might impose overseas fees on top of the app’s service charges, so review your card agreement.

If you send money often, opt for apps that hold multiple currencies, to reduce cumulative fees. Double-check recipient information before sending money and never share your card information directly with the recipient.

Using a Visa card for peer-to-peer payments is fast, protected, and globally supported, making it a practical choice for paying remote workers or relatives internationally.